Pre-qualify yourself for a Household Bank Platinum Card here
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Pre-qualify yourself for a Household Bank Platinum Card here
It is our goal to offer you the credit card that best fits your credit profile. You may be offered a secured credit card with other terms and conditions, which will be disclosed before your application is processed.

Card Type Introductory APR Variable Purchase APR Account Processing Fee Annual Fee
Platinum
n/a
14.90%
$0
$39-$59
Platinum
n/a
14.90%
$19
$60 the first year
$79 per year thereafter
Secured
n/a
7.90%
$200 minimum security deposit
$35, waived first year



^ All rates are accurate as of 6/30/2010.

Rates and Fees Specific to Unsecured Credit Cards:

*The variable Customary Purchase APR will apply to credit card purchases, which is currently 14.90%. The variable Balance Transfer APR is currently 14.90% and applies to balance transfers and credit card checks, if available, unless otherwise disclosed. Your APRs may increase to the Penalty APR if you fail to make a minimum payment to us when due. The Annual Fee is between $39 and $60 the first year and between $39 and $79 per year thereafter, depending upon your creditworthiness, and a Processing Fee between $0 and $19 will apply, depending upon your creditworthiness.

Rates and Fees Specific to Secured Credit Cards:

The variable Purchase APR is 7.9% and applies to credit card purchases. The variable Balance Transfer APR is 7.9% and applies to balance transfers and credit card checks, if available, unless otherwise disclosed. An Annual Fee of $35 will apply and will be waived the first year. The Processing Fee is $0. Minimum $200 security deposit required. Secured cards are not available as Platinum.

Rates and Fees for All Unsecured and Secured Credit Cards:

The variable Cash APR is 20.90%. The variable Penalty APR is 29.49%. A Balance Transfer Fee of 5% ($5 minimum) will apply to balance transfers, if available, including credit card checks. A 5% ($5 minimum) Cash Advance Fee will apply to cash advances, unless otherwise disclosed. The Minimum Interest Charge is $1. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency.

Certain optional products and services you select, such as Rush Delivery (if available), may have an adverse impact on the credit line you are assigned. If you select Rush Delivery, a fee will apply.

This credit card is is issued by HSBC Bank Nevada, N.A. and is serviced by its affiliate HSBC Card Services Inc.

MasterCard is a registered trademark of MasterCard International, Incorporated.

Privacy/Security

HSBC Bank Nevada, N.A. is committed to safeguarding your privacy online. If you would like more details, please visit our Privacy and Security Information at orchardbank.com.

HSBC Card Services, Inc.
1441 Schilling Place
Salinas, CA  93912

Copyright HSBC Finance Corporation. 2010. All Rights Reserved.

Credit Cards issued by HSBC Bank Nevada, N.A.

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